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Italian · c. 1250–1550

Get ledgers, letters and ricordanze off the page

Mercantesca was written fast, by men trained in the abacus school rather than the scriptorium, and it shows: loops on b, d, h and l run into the line above, the a is left open at the top, and a column of Roman numerals dissolves into the same minim strokes as the words beside it. Evidano reads the entry and the sum as separate things, keeps the debit and credit sides of an opening apart, and leaves the date exactly as the writer put it.

Sample pages

Real pages from public collections, shown beside their transcriptions. Pages whose transcription is still being checked are marked.

Left-hand page of a fifteenth-century Prato ledger: two ruled accounts of dated entries in mercantesca, sums in Arabic figures ranged in columns at the right, and a diagonal stroke drawn across the settled block
Sample 1. Prato, Archivio di Stato, Ceppi 212: the debit page of an opening in the libro di debitori e creditori of the Ceppo di Francesco di Marco, 1465, carrying the last payment to Filippo Lippi for the frescoes in Prato cathedral. Two accounts are ruled off one above the other; the lower names frate Filippo dipintore and runs a column of entries opening E dee dare a dì and closing with a sum in fiorini, lire, soldi and denari, with a diagonal stroke across the settled block. Photograph by Sailko, CC BY-SA 3.0.

Archivio di Stato di Prato, Ceppi 212, 1465 · Source · CC BY-SA 3.0 · Photograph: Francesco Bini (Sailko)

Transcription being verified

No open transcription of this opening was found; the Ceppo registers are calendared in the Archivio di Stato di Prato inventory of the Ceppi fund, where the account can be located by its 1465 date.

What the model is told to watch for: Expect mercantesca with rounded, rapidly connected forms in account books, ricordanze, commercial letters, and family records. Distinguish looped b, d, h, and l, open a, long s (ſ), and compact groups of m, n, u, and i, using account context to separate text from numeral strokes. Watch for merchant abbreviations, currency and commodity signs, Roman or Arabic numerals, fraction notation, ditto marks, column totals, and alphabetical or cross-shaped account markers.

A single paper sheet of 1395 covered in small mercantesca, with an invocation and date across the top and each clause of the contract marked by a paraph in the left margin
Sample 2. Marine insurance policy issued at Pisa on 16 October 1395, Prato, Archivio di Stato, Datini archive. The invocation and date run across the head, the insured and the sum stand on the line below, and every clause is marked by a paraph in the margin; the hand is a small, rapid mercantesca with heavy looping. Photograph by Sailko, CC BY 3.0.

Archivio di Stato di Prato, Archivio Datini, 16 October 1395 · Source · CC BY 3.0 · Photograph: Francesco Bini (Sailko)

Transcription being verified

Datini policies of the 1390s are printed by Federigo Melis, Origini e sviluppi delle assicurazioni in Italia, vol. I (Rome, 1975); the document itself is catalogued in the Archivio Datini online inventory by its date.

What the model is told to watch for: Expect mercantesca with rounded, rapidly connected forms in account books, ricordanze, commercial letters, and family records. Distinguish looped b, d, h, and l, open a, long s (ſ), and compact groups of m, n, u, and i, using account context to separate text from numeral strokes. Watch for merchant abbreviations, currency and commodity signs, Roman or Arabic numerals, fraction notation, ditto marks, column totals, and alphabetical or cross-shaped account markers.

Upper half of a merchant letter of 1390 written in dense mercantesca, with Arabic figures for quantities of spices standing out among the words
Sample 3. Letter sent from Genoa to the Datini company in Florence, 11 December 1390, reporting the arrival of spice caravans at Cairo, Prato, Archivio di Stato, Datini archive. The lines run edge to edge with no paragraphing; quantities such as 7000 and 2500 are written in Arabic figures while money stays in Roman numerals, and the merchant’s mark stands above the first line. Photograph by Sailko, CC BY 3.0.

Archivio di Stato di Prato, Archivio Datini, 11 December 1390 · Source · CC BY 3.0 · Photograph: Francesco Bini (Sailko)

Transcription being verified

The commercial correspondence of the Datini branches is indexed letter by letter in the Archivio Datini database at the Archivio di Stato di Prato; selected letters of these years are printed in Federigo Melis, Documenti per la storia economica dei secoli XIII–XVI (Florence, 1972).

What the model is told to watch for: Expect mercantesca with rounded, rapidly connected forms in account books, ricordanze, commercial letters, and family records. Distinguish looped b, d, h, and l, open a, long s (ſ), and compact groups of m, n, u, and i, using account context to separate text from numeral strokes. Watch for merchant abbreviations, currency and commodity signs, Roman or Arabic numerals, fraction notation, ditto marks, column totals, and alphabetical or cross-shaped account markers.

Top half of a letter of 1396 from Barcelona, written in a small sloping mercantesca with lines crossing a vertical fold in the paper
Sample 4. Letter from the Datini branch in Barcelona to Florence, 13 March 1396, describing conditions on the Barcelona exchange, Prato, Archivio di Stato, Datini archive. Written in a fine sloping mercantesca on paper folded for the post, with sums and dates worked into the prose rather than set out in columns, and words struck through mid-line in more than one place. Photograph by Sailko, CC BY 3.0.

Archivio di Stato di Prato, Archivio Datini, 13 March 1396 · Source · CC BY 3.0 · Photograph: Francesco Bini (Sailko)

Transcription being verified

Letters between the Datini branches are listed by date and correspondent in the Archivio Datini inventory at the Archivio di Stato di Prato; no public transcription of this sheet was found.

What the model is told to watch for: Expect mercantesca with rounded, rapidly connected forms in account books, ricordanze, commercial letters, and family records. Distinguish looped b, d, h, and l, open a, long s (ſ), and compact groups of m, n, u, and i, using account context to separate text from numeral strokes. Watch for merchant abbreviations, currency and commodity signs, Roman or Arabic numerals, fraction notation, ditto marks, column totals, and alphabetical or cross-shaped account markers.

A family letter of 1402 in large mercantesca, the date at the head and the lines growing more crowded towards the foot
Sample 5. Letter of Margherita Bandini to her husband Francesco di Marco Datini, sent from Florence to Prato on 12 September 1402, Prato, Archivio di Stato, Datini archive. It opens Al nome di Dio a dì 12 di settenbre 1402, and is written by an amanuensis in a large mercantesca that begins well spaced and grows steadily more crowded, the last lines squeezed together at the foot of the sheet. Photograph by Sailko, CC BY 3.0.

Archivio di Stato di Prato, Archivio Datini, 12 September 1402 · Source · CC BY 3.0 · Photograph: Francesco Bini (Sailko)

Transcription being verified

Margherita’s letters to her husband are edited by Valeria Rosati, Le lettere di Margherita Datini a Francesco di Marco (Prato, 1977), which prints them in order of date.

What the model is told to watch for: Expect mercantesca with rounded, rapidly connected forms in account books, ricordanze, commercial letters, and family records. Distinguish looped b, d, h, and l, open a, long s (ſ), and compact groups of m, n, u, and i, using account context to separate text from numeral strokes. Watch for merchant abbreviations, currency and commodity signs, Roman or Arabic numerals, fraction notation, ditto marks, column totals, and alphabetical or cross-shaped account markers.

The hand of the fondaco and the account book

From the late thirteenth century Italian merchants wrote in a cursive of their own, the lettera mercantesca, learned alongside arithmetic in the scuole d’abaco and used from Genoa and Venice to the branches in Barcelona, Bruges and Famagusta. It is rounder and more upright than the chancery cursive it grew out of, written with a broad nib held flat, and built for speed: few pen-lifts, long loops on the ascenders of b, d, h and l, an open-topped a, a single-stroke e that often loses its bar, and a g whose lower lobe swings left as an open hook. Long ſ stands inside words and round s closes them; word division is erratic, and the same clerk will write per lui as one word and dellamia as three.

What separates it from a book hand is everything that is not prose. Money is written as Roman numerals in the Florentine manner, with the last unit as a j, so viij and xxiij look like clusters of minims, and each sum is followed by the currency: f. or a lily-like mark for fiorini, £ for lire, s. for soldi, d. for denari, often with a qualifier such as a oro, di grossi or di piccioli. Weights and lengths carry their own abbreviations for libbre, once, braccia, canne and staia. Entries open with fixed formulas — E dee dare, E dee avere, Ricordanza che… — and close with a posting reference to another book and folio. When an account was settled the whole block was struck through with one or two diagonal strokes, which is a statement about the account, not a deletion of the text.

Each genre has its own shape on the page. A libro di debitori e creditori sets one account per opening, debits left and credits right, every line beginning with the day and ending with the sum ranged right. Ricordanze and libri di famiglia run as solid paragraphs, mixing purchases, dowries, births and deaths in one sequence. Letters open with a merchant’s mark and the invocation Al nome di Dio amen, run without paragraph breaks to the subscription, and carry the address and a note of receipt on the outside of the folded sheet.

Why ordinary OCR struggles here

Numbers that look like words

Roman numerals are written cursively and joined, so iiij can be read as a word ending in -uj, and the terminal j of a sum is easily taken for a letter. Arabic figures appear from the fourteenth century for quantities and dates but rarely for money, so one page may carry both systems, plus fractions written as small superscript strokes.

Money columns and the shape of an opening

A ledger page is not running text. The date, the narrative and the sum belong to different columns, sums are ranged right against ruled lines, and totals are carried to another book and folio. Read as a single stream, the amounts detach from their entries and the debit side merges with the credit side.

Dates that do not mean what they say

Florence began the year on 25 March, Pisa a year ahead of it, Venice on 1 March; a letter dated February 1402 in Florence is 1403 by modern reckoning. Merchants also date by the local style at both ends of a correspondence, so a transcription that silently modernises the year quietly falsifies the chronology of a whole account.

Cancellations, additions and paper in bad condition

Settled entries are crossed through, corrections sit above the line with a caret, and later hands add postings in a different ink. The paper is thin, folded for the post and stained along the folds, and the writing on the other side shows through as extra strokes.

Who works with this material

Economic and business historians

Price series, exchange rates and freight costs are built by reading thousands of entries with each sum tied to its date and commodity. Such a project needs rows rather than prose: date, narrative, currency, amount, and the folio the entry is posted to.

Archivists opening merchant fonds

Company archives survive as thousands of letters and hundreds of registers, most described only at series level. Transcribing the opening lines, the date and the correspondent turns a bundle into an item-level list readers can search before ordering the box.

Family historians using ricordanze

Household books record births, marriages, dowries and deaths years before parish registers begin, buried between purchases of cloth and payments to masons. Genealogists need those entries pulled out with their dates intact and the personal names spelled as the writer spelled them.

Art historians tracking payments

Commissions are documented in the account books of the guilds, the confraternities and the works of a cathedral rather than in letters. Reading the ledger line that names the painter, the sum and the day it was paid settles questions of chronology that stylistic argument cannot.

Getting the best transcription

    Step 1

    Ask for rows, not prose, on account pages

    Tell the model that the page is a ledger and specify the fields you want: day, entry text, currency, amount, and any posting reference. Say whether the debit and credit sides should be returned as two blocks or interleaved, and ask for the ruled totals to be kept separate from the entries above them.

    Step 2

    Set the numeral and currency policy

    Decide whether Roman numerals are kept as written, with the terminal j, or converted to figures, and whether lire, soldi and denari are expanded or left as £, s. and d. Converting is convenient for analysis, but keep an unconverted column as well so a doubtful sum can be checked against the image.

    Step 3

    Name the dating style before you start

    Tell the model which style the book uses and ask for the year exactly as written, with any modern equivalent added in brackets rather than substituted. This matters most for the months between January and March, where Florentine and Pisan reckonings differ from ours.

    Step 4

    Test on a page that has been corrected

    Choose an opening with struck-through entries, a marginal addition and a carry-forward, rather than a clean one. If cancelled entries come back marked as cancelled instead of dropped, and the addition is placed where the caret puts it, the rest of the register will follow.

Further reading on this hand

The palaeography guides the in-app selector points to for this domain, if you want to check a transcription against the standard references.

  • Italian Paleography: Handbook

    This Newberry Library handbook presents mercantesca as a distinctive Italian script associated with merchants and urban lay writing. It explains the script's social setting and contrasts it with formal book and chancery hands. Manuscript examples and supporting materials expose users to characteristic letterforms, abbreviations, punctuation, word division, and numerical or documentary context. It is particularly useful for account books and commercial correspondence where writing and calculation occupy the same page.

Frequently asked questions

Can a ledger opening come back as a table with the money columns intact?
Yes. Ask for a table and name the columns; each entry is returned with its day, its text and its amount in separate fields, and the debit and credit sides are labelled. Sums that are ranged right against a rule stay attached to the line they belong to rather than drifting to the next one.
Are Roman numerals converted to figures?
Only if you ask. The default keeps the numeral as written, including the terminal j and any bar or superscript, because that form is evidence of how the book was kept. A converted column can be produced alongside it for arithmetic, and the two can be compared to catch a misread minim.
How is the Florentine year beginning on 25 March handled?
The date is transcribed as it stands and, if you want, the modern year is added in brackets. Nothing is silently converted: in a book kept in Florentine style a January entry belongs to the year the clerk wrote, and moving it forward would put payments out of sequence with the letters that discuss them.
What happens to the address and docket on the back of a letter?
They come back as separate labelled blocks, so the address, the merchant’s mark and the note of the day the letter arrived do not run into the body. That docket is often the only record of how long the post took between two branches.
Does it distinguish a cancelled entry from a deleted one?
A diagonal stroke through a block usually means the account was settled, so the text underneath is transcribed and flagged as struck through rather than dropped. Words scratched out inside a line are reported as corrections, with the reading underneath where it can still be seen.
Is mercantesca different enough from chancery hands to need its own setting?
Yes. It uses fewer Latin abbreviations, more commercial signs, and a numeral practice a chancery clerk never needed, and its loops and open a are its own. For notarial instruments and official letters written in the same decades, use the Cancelleresca and Notarial Hands domain instead.

Related scripts and pages

Put your merchant archive into columns

Send one ledger opening and one letter, choose Italian Mercantesca Accounts and Correspondence, and set the numeral and dating rules on the first page.